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WorldFirst vs Payoneer

Which global payment solutions works best for you?

WorldFirst is the efficient, cost-effective alternative to Payoneer, offering an all-in-one multi-currency account to help your business grow internationally.

Get Started

WorldFirst vs Payoneer

Which global payment solutions works best for you?

WorldFirst is the efficient, cost-effective alternative to Payoneer, offering an all-in-one multi-currency account to help your business grow internationally.

Get Started

WorldFirst vs Payoneer

Which global payment solutions works best for you?

WorldFirst is the efficient, cost-effective alternative to Payoneer, offering an all-in-one multi-currency account to help your business grow internationally.

Get Started

Pricing Comparison

Pricing

Payoneer

Account setup

$0

$0

Ongoing fees

$0

$29.95

waived if you receive more than $2,000 per year

Transaction fees

Domestic payments (SGD): $0

Domestic payments (non-SWIFT): $1

SWIFT transfers: From $5

Bank transfers: Up to 3%

1688 and Taobao payment fees

0.8%

N/A

Currency conversion fee

Up to 0.6%

0.5% – 3%

Receiving fees

$0

Marketplace payouts: Fixed fee or 1% fee

Payout fees vary by marketplace

Credit card: Up to 3.99%

PayPal (US only): 3.99% + $0.49

ACH bank debits (US only): 1%

Withdrawal fees

$0

Up to 3%

Transfers within the same network

World Account to World Account: $0

Payoneer account to Payoneer account: $0

Debit Card Spending Cost

$0

1.8%

Debit Card Cashback

1.2%

$0

Debit Card Annual Fee

$0

$29.95

Pricing

Payoneer

Account setup

$0

$0

Ongoing fees

$0

$29.95

waived if you receive more than $2,000 per year

Transaction fees

Domestic payments (SGD): $0

Domestic payments (non-SWIFT): $1

SWIFT transfers: From $5

Bank transfers: Up to 3%

1688 and Taobao payment fees

0.8%

N/A

Currency conversion fee

Up to 0.6%

0.5% – 3%

Receiving fees

$0

Marketplace payouts: Fixed fee or 1% fee

Payout fees vary by marketplace

Credit card: Up to 3.99%

PayPal (US only): 3.99% + $0.49

ACH bank debits (US only): 1%

Withdrawal fees

$0

Up to 3%

Transfers within the same network

World Account to World Account: $0

Payoneer account to Payoneer account: $0

Debit Card Spending Cost

$0

1.8%

Debit Card Cashback

1.2%

$0

Debit Card Annual Fee

$0

$29.95

Product Comparison

Feature

Payoneer

Multi-currency account

20+ currencies including CNH, MYR, THB and AED

10 currencies

FX rates and tools

Offers real-time FX rates, rate monitoring and live rate alerts

Provides currency conversions; limited tools and FX rate details

Payments to sourcing marketplaces

Pay Chinese bank accounts in CNY/CNH/USD

Pay 1688 and Taobao suppliers instantly

Limited CNH payout capabilities

Marketplace collections

130+ marketplaces and payment gateways

2,000+ marketplaces, platforms and networks

Multi-currency card

Free; no FX fees in 15 currencies

$29.95 annual fee; no FX fees in 4 currencies

Accounting software integrations

Xero and NetSuite

Xero and QuickBooks

Payment currencies

100+

 70+

Compliance and security

6 global licences

8 global licences

Singapore-based support

Phone, email, live chat

Online support only

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Why switch from Payoneer to WorldFirst

Streamline your transactions

Access to 20+ currencies, make pay-outs to 200+ regions, and manage currency risk, all in one place. Plus, make savings with lower costs and virtual card cashback, all with local customer support by your side.

Streamline your transactions

Access to 20+ currencies, make pay-outs to 200+ regions, and manage currency risk, all in one place. Plus, make savings with lower costs and virtual card cashback, all with local customer support by your side.

Streamline your transactions

Access to 20+ currencies, make pay-outs to 200+ regions, and manage currency risk, all in one place. Plus, make savings with lower costs and virtual card cashback, all with local customer support by your side.

Fuel growth and scale

WorldFirst is perfect for growing e-commerce merchants, direct-to-consumer (D2C) brands and small businesses. It suits larger businesses too, and import/export companies that need speed, flexibility and more control over costs.

Fuel growth and scale

WorldFirst is perfect for growing e-commerce merchants, direct-to-consumer (D2C) brands and small businesses. It suits larger businesses too, and import/export companies that need speed, flexibility and more control over costs.

Fuel growth and scale

WorldFirst is perfect for growing e-commerce merchants, direct-to-consumer (D2C) brands and small businesses. It suits larger businesses too, and import/export companies that need speed, flexibility and more control over costs.

Built for global sourcing

Pay 1688.com suppliers and partners overseas in their preferred currency, no local bank account needed.Build stronger supplier relationships and keep your supply chain moving – fast and secure.

Built for global sourcing

Pay 1688.com suppliers and partners overseas in their preferred currency, no local bank account needed.Build stronger supplier relationships and keep your supply chain moving – fast and secure.

Built for global sourcing

Pay 1688.com suppliers and partners overseas in their preferred currency, no local bank account needed.Build stronger supplier relationships and keep your supply chain moving – fast and secure.

Lower fees. Better cashback. More savings.

Avoid intermediary bank fees

Accept payments directly into your account, bypassing extra charges. Plus, no account fees or minimum balances.

Reduce costly transfer fees

Send fast, low-cost international payments with our transparent fee structure.

Earn 1.2% uncapped cashback on all spend

For every business transaction you make on your World Card, you’ll get 1.2% back, every month.

*Terms & Conditions apply.

Fewer barriers. More opportunities.

Get paid like a local

Receive funds in 20+ local currency accounts and eliminate forced conversions. Payments settle within minutes and hours.

One account for global revenue

Instead of opening and handling individual bank accounts in different countries, manage all transactions from one centralised account.

Faster access to new markets

We’ve partnered with 130+ global marketplaces – including Amazon, Etsy, TikTok Shop and AliExpress – so you can launch faster and start reaching new customers without the usual delays.

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WorldFirst scales with your business

How Keababies handles payments in multiple currencies

Learn about how dropshipping works, why source goods from AliExpress and how to grow your dropshipping business

Ivan Ong

Founder / Keababies

How Tantex saved 70% on transaction fees by using WorldFirst

Learn about how dropshipping works, why source goods from AliExpress and how to grow your dropshipping business

Janice Tan

Director / Tantex

Saving up to $5,000 a month with WorldFirst

Learn about how dropshipping works, why source goods from AliExpress and how to grow your dropshipping business

Georgie Kerr

Founder / Elk & Friends

The simpler way to pay and get paid

Save money, time, and have peace of mind when expanding your global business.

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Contact Us
Contact Us
Contact Us

Alipay Merchant Services Pte. Ltd. (Company Registration No. 201735998W) (‘Alipay MS’) is registered in Singapore and licensed as a Major Payment Institution under the Payment Services Act 2019 with license number: No.PS20200443, by the Monetary Authority of Singapore.

‘Alipay MS’ registered office is located at 128 Beach Road, #20-01 Guoco Midtown, Singapore 189773.

© WorldFirst 2025, All rights reserved.

Alipay Merchant Services Pte. Ltd. (Company Registration No. 201735998W) (‘Alipay MS’) is registered in Singapore and licensed as a Major Payment Institution under the Payment Services Act 2019 with license number: No.PS20200443, by the Monetary Authority of Singapore.

‘Alipay MS’ registered office is located at 128 Beach Road, #20-01 Guoco Midtown, Singapore 189773.

© WorldFirst 2025, All rights reserved.

Alipay Merchant Services Pte. Ltd. (Company Registration No. 201735998W) (‘Alipay MS’) is registered in Singapore and licensed as a Major Payment Institution under the Payment Services Act 2019 with license number: No.PS20200443, by the Monetary Authority of Singapore.

‘Alipay MS’ registered office is located at 128 Beach Road, #20-01 Guoco Midtown, Singapore 189773.

© WorldFirst 2025, All rights reserved.